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		<loc>https://smartcolaw.com/tag/cuti-menstruasi-dan-hamil/</loc>
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		<loc>https://smartcolaw.com/tag/external-debts/</loc>
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		<loc>https://smartcolaw.com/tag/finance/</loc>
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		<loc>https://smartcolaw.com/tag/financial-auhtority-ojk/</loc>
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		<loc>https://smartcolaw.com/tag/hendrikus-passagi/</loc>
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		<loc>https://smartcolaw.com/tag/it-consultant-subsidiary-indonesia/</loc>
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		<loc>https://smartcolaw.com/tag/it-consulting-company/</loc>
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		<loc>https://smartcolaw.com/tag/it-consulting-subsidiary-indonesia/</loc>
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		<loc>https://smartcolaw.com/tag/it-pma-company/</loc>
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		<loc>https://smartcolaw.com/tag/it-pma-company-indonesia/</loc>
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		<loc>https://smartcolaw.com/tag/it-system-operation-indonesia/</loc>
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		<loc>https://smartcolaw.com/tag/it-system-operation-management-company/</loc>
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		<loc>https://smartcolaw.com/tag/izin-3-jam/</loc>
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		<loc>https://smartcolaw.com/tag/izin-investasi/</loc>
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		<loc>https://smartcolaw.com/tag/izin-konsultan-it/</loc>
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		<loc>https://smartcolaw.com/tag/izin-prinsip-bkpm/</loc>
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		<loc>https://smartcolaw.com/tag/izin-prinsip-perubahan/</loc>
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		<loc>https://smartcolaw.com/tag/izin-prinsip-pt-pma/</loc>
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		<loc>https://smartcolaw.com/tag/izin-usaha-tetap/</loc>
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		<loc>https://smartcolaw.com/tag/jabodetabek/</loc>
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		<loc>https://smartcolaw.com/tag/jaminan-kematian/</loc>
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		<loc>https://smartcolaw.com/tag/jamkrindo/</loc>
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		<loc>https://smartcolaw.com/tag/jasa-konstruksi/</loc>
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		<loc>https://smartcolaw.com/tag/jasa-konstruksi-asing/</loc>
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		<loc>https://smartcolaw.com/tag/jd-finance/</loc>
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		<loc>https://smartcolaw.com/tag/kadin/</loc>
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		<loc>https://smartcolaw.com/tag/kriteria-bujka/</loc>
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		<loc>https://smartcolaw.com/tag/kualifikasi-bujka/</loc>
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		<loc>https://smartcolaw.com/tag/kuliah-di-mana-application/</loc>
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		<loc>https://smartcolaw.com/tag/labor-contract/</loc>
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		<loc>https://smartcolaw.com/tag/labor-law-in-indonesia/</loc>
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		<loc>https://smartcolaw.com/tag/laborers/</loc>
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		<loc>https://smartcolaw.com/tag/lalu-lintas-devisa/</loc>
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		<loc>https://smartcolaw.com/tag/language-requirement/</loc>
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		<loc>https://smartcolaw.com/tag/largest-construction-market-in-asean/</loc>
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		<loc>https://smartcolaw.com/tag/launched/</loc>
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		<loc>https://smartcolaw.com/tag/law-number-13-of-2014/</loc>
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		<loc>https://smartcolaw.com/tag/law-number-24-of-2011/</loc>
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		<loc>https://smartcolaw.com/tag/law-of-the-republic-of-indonesia/</loc>
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		<lastmod>2019-01-15T04:41:24+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/layout-design-of-integrated-circuits/</loc>
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		<loc>https://smartcolaw.com/tag/ldd/</loc>
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		<loc>https://smartcolaw.com/tag/leave-of-employees/</loc>
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		<loc>https://smartcolaw.com/tag/leave-rights-of-employee/</loc>
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		<loc>https://smartcolaw.com/tag/legal-audit/</loc>
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		<loc>https://smartcolaw.com/tag/legal-investment-in-indonesia/</loc>
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		<loc>https://smartcolaw.com/tag/legal-procedures/</loc>
		<lastmod>2016-02-29T03:00:32+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/legal-relationship-between-employees-with-the-companys-management/</loc>
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		<loc>https://smartcolaw.com/tag/legal-risk/</loc>
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		<loc>https://smartcolaw.com/tag/legal-services/</loc>
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		<loc>https://smartcolaw.com/tag/legality-of-importing-cosmetic/</loc>
		<lastmod>2017-07-11T01:00:35+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/legality-of-the-importer-company/</loc>
		<lastmod>2017-07-11T01:00:35+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/lembar-saham/</loc>
		<lastmod>2017-03-28T02:00:46+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/letter-of-appointment-loa/</loc>
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		<loc>https://smartcolaw.com/tag/license/</loc>
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		<loc>https://smartcolaw.com/tag/license-submission/</loc>
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		<loc>https://smartcolaw.com/tag/life-insurance/</loc>
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		<loc>https://smartcolaw.com/tag/limited-liability-company/</loc>
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		<loc>https://smartcolaw.com/tag/limited-liability-company-indonesia/</loc>
		<lastmod>2017-06-07T02:00:09+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/limited-liability-company-law/</loc>
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		<loc>https://smartcolaw.com/tag/liquidity-risk/</loc>
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		<loc>https://smartcolaw.com/tag/lkpm/</loc>
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	<url>
		<loc>https://smartcolaw.com/tag/local-company/</loc>
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		<loc>https://smartcolaw.com/tag/local-company-in-indonesia/</loc>
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	<url>
		<loc>https://smartcolaw.com/tag/local-construction/</loc>
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		<loc>https://smartcolaw.com/tag/local-director-indonesia/</loc>
		<lastmod>2017-06-07T02:00:09+00:00</lastmod>
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	<url>
		<loc>https://smartcolaw.com/tag/local-directorship/</loc>
		<lastmod>2017-06-07T02:00:09+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/local-lending-fintech/</loc>
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	<url>
		<loc>https://smartcolaw.com/tag/local-pt/</loc>
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		<loc>https://smartcolaw.com/tag/localcompany/</loc>
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		<loc>https://smartcolaw.com/tag/logo/</loc>
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		<loc>https://smartcolaw.com/tag/m-syamsudin-cholid/</loc>
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		<loc>https://smartcolaw.com/tag/machinery-industry/</loc>
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	<url>
		<loc>https://smartcolaw.com/tag/majority-shareholders/</loc>
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		<loc>https://smartcolaw.com/tag/makassar/</loc>
		<lastmod>2018-05-16T03:06:22+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/management-director-of-fintech-licensing-and-oversight/</loc>
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		<loc>https://smartcolaw.com/tag/manpower/</loc>
		<lastmod>2017-08-04T01:00:47+00:00</lastmod>
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	<url>
		<loc>https://smartcolaw.com/tag/manpower-arrangement/</loc>
		<lastmod>2016-08-05T08:47:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/manpower-law/</loc>
		<lastmod>2017-08-24T01:00:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/manpower-law-indonesia/</loc>
		<lastmod>2017-02-08T02:00:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/manpower-laws/</loc>
		<lastmod>2017-02-15T02:00:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/manpower-laws-indonesia/</loc>
		<lastmod>2017-02-10T02:00:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/manpower-obligation/</loc>
		<lastmod>2016-08-05T08:47:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/manufacture/</loc>
		<lastmod>2018-09-14T09:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/manufacturing-industry-indonesia/</loc>
		<lastmod>2017-02-14T02:00:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/manufacturing-laws-indonesia/</loc>
		<lastmod>2017-02-14T02:00:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/manufacturing-license-indonesia/</loc>
		<lastmod>2017-02-14T02:00:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/manufacturing-pma-company/</loc>
		<lastmod>2017-02-14T02:00:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/market/</loc>
		<lastmod>2018-09-26T02:33:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/market-entry-indonesia/</loc>
		<lastmod>2016-04-04T03:00:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/marketing/</loc>
		<lastmod>2018-09-20T03:41:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/marks/</loc>
		<lastmod>2017-09-07T01:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/marriage-law/</loc>
		<lastmod>2017-08-15T01:00:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/married-couple/</loc>
		<lastmod>2017-08-15T01:00:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/masa-berlaku-untuk-menjadi-ritel-distribusi-mitra-sun/</loc>
		<lastmod>2018-05-17T01:29:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/master-plan-for-acceleration-and-expansion-of-indonesias-economic-development/</loc>
		<lastmod>2017-07-26T01:00:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/masyarakat-ekonomi-asean/</loc>
		<lastmod>2017-07-26T01:00:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/masyarakat-muslim/</loc>
		<lastmod>2018-05-14T07:25:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/maternity-leave/</loc>
		<lastmod>2017-03-14T02:00:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/maternity-leave-indonesia/</loc>
		<lastmod>2017-03-14T02:00:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/maximum-foreign-shares/</loc>
		<lastmod>2017-02-09T02:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/mechanical-engineering/</loc>
		<lastmod>2018-09-14T09:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/medan/</loc>
		<lastmod>2018-05-16T03:06:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/media/</loc>
		<lastmod>2018-09-26T04:03:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/media-business/</loc>
		<lastmod>2018-09-26T04:03:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/medical-examination-of-workers/</loc>
		<lastmod>2017-08-04T01:00:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/mekanisme-inspeksi/</loc>
		<lastmod>2017-07-14T01:00:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/mekanisme-penunjukan/</loc>
		<lastmod>2017-07-18T01:00:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/melindungi-online-platform-dan-e-commerce-business-di-indonesia/</loc>
		<lastmod>2017-07-12T01:00:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/memorandum/</loc>
		<lastmod>2017-07-19T01:00:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/meningkatan-pertumbuhan-ekonomi-nasional/</loc>
		<lastmod>2018-05-16T03:06:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/menstruation-and-pregnant-leave/</loc>
		<lastmod>2017-08-05T01:00:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/menteri-keuangan/</loc>
		<lastmod>2018-04-17T03:05:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/menteri-perhubungan/</loc>
		<lastmod>2018-05-16T03:06:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/menteri-tenaga-kerja/</loc>
		<lastmod>2018-05-17T01:38:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/menyederhanakan-peraturan-di-bisnis-transportasi/</loc>
		<lastmod>2018-05-16T03:06:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/merket-demand/</loc>
		<lastmod>2018-09-26T03:34:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/metal/</loc>
		<lastmod>2018-09-14T09:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/metals-industry/</loc>
		<lastmod>2018-10-11T06:29:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/micro-small-and-medium-enterprises/</loc>
		<lastmod>2018-09-24T04:11:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/micro-small-medium-business/</loc>
		<lastmod>2016-12-07T03:00:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/micro-waqaf-banks/</loc>
		<lastmod>2018-05-14T07:25:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/migas/</loc>
		<lastmod>2015-01-05T03:00:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/mikro/</loc>
		<lastmod>2018-09-26T02:33:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minimal-investasi-dalam-pt-pma/</loc>
		<lastmod>2017-09-06T01:00:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minimal-investment-value-for-foreign-investment-company/</loc>
		<lastmod>2017-09-06T01:00:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minimal-investment-value-for-obtain-temporary-business-license/</loc>
		<lastmod>2017-09-06T01:00:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minimum-capital-of-indonesian-company/</loc>
		<lastmod>2017-03-22T02:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minimum-capital-of-pt/</loc>
		<lastmod>2017-03-22T02:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minimum-credit-rating/</loc>
		<lastmod>2017-03-24T02:00:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minimum-hedging-ratio/</loc>
		<lastmod>2017-03-24T02:00:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minimum-liquidity-ratio/</loc>
		<lastmod>2017-03-24T02:00:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minimum-paid-up-capital-pma/</loc>
		<lastmod>2017-02-07T02:00:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minimum-wage/</loc>
		<lastmod>2017-03-07T02:00:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minimum-wage-exemption-indonesia/</loc>
		<lastmod>2017-03-07T02:00:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minimum-wage-exemptions-indonesia/</loc>
		<lastmod>2017-02-10T02:00:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minimum-wage-for-probationary-period/</loc>
		<lastmod>2017-02-10T02:00:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minimum-wage-indonesia/</loc>
		<lastmod>2017-03-08T02:00:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minister-of-finance/</loc>
		<lastmod>2018-04-17T03:05:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minister-of-health-regulation/</loc>
		<lastmod>2017-07-11T01:00:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minister-of-manpower/</loc>
		<lastmod>2018-05-17T01:38:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minister-of-transportation/</loc>
		<lastmod>2018-05-16T03:06:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/ministerial-circular-letter-number-5/</loc>
		<lastmod>2017-07-12T01:00:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/ministerial-regulation/</loc>
		<lastmod>2017-03-21T02:00:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/ministertrade/</loc>
		<lastmod>2016-09-21T07:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/ministry-of-communication-and-it/</loc>
		<lastmod>2017-07-12T01:00:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/ministry-of-law-and-human-right/</loc>
		<lastmod>2016-02-22T03:00:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/ministry-of-manpower/</loc>
		<lastmod>2016-02-15T03:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/ministry-of-manpower-and-transmigration/</loc>
		<lastmod>2017-08-24T01:00:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/ministry-of-trade/</loc>
		<lastmod>2016-03-14T03:00:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/minority-shareholders/</loc>
		<lastmod>2018-02-09T07:31:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/mitigasi/</loc>
		<lastmod>2018-09-26T03:34:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/mitigate/</loc>
		<lastmod>2018-09-26T03:34:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/mobile-phone/</loc>
		<lastmod>2018-07-16T07:41:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/modal-dasar/</loc>
		<lastmod>2017-03-22T02:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/modal-disetor/</loc>
		<lastmod>2017-03-22T02:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/modal-disetor-pt/</loc>
		<lastmod>2017-03-22T02:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/modal-disetor-pt-pma/</loc>
		<lastmod>2017-03-22T02:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/modal-ditempatkan/</loc>
		<lastmod>2017-03-22T02:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/modalku/</loc>
		<lastmod>2018-09-21T02:26:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/monetary/</loc>
		<lastmod>2018-09-25T02:50:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/mp3ei/</loc>
		<lastmod>2017-07-26T01:00:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/msmes/</loc>
		<lastmod>2018-09-24T04:11:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/muhammad-assad/</loc>
		<lastmod>2018-07-17T03:00:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/nadiem-makarim/</loc>
		<lastmod>2018-05-15T03:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/naming-a-pt-pma/</loc>
		<lastmod>2017-02-20T02:00:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/nasional/</loc>
		<lastmod>2018-09-25T03:17:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/national/</loc>
		<lastmod>2018-09-25T03:17:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/national-social-security-system/</loc>
		<lastmod>2017-09-08T01:00:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/negative-investment-list/</loc>
		<lastmod>2017-02-09T02:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/negative-investment-list-2016/</loc>
		<lastmod>2016-07-14T07:03:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/negative-investment-list-indonesia/</loc>
		<lastmod>2017-02-09T02:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/new-negative-investment-list/</loc>
		<lastmod>2016-07-14T07:03:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/new-regulation/</loc>
		<lastmod>2017-07-12T01:00:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/new-taxation-policies/</loc>
		<lastmod>2018-04-17T03:05:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/nex-indonesia-unicorn/</loc>
		<lastmod>2018-09-25T03:17:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/nexticorn/</loc>
		<lastmod>2018-09-25T03:17:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/nik/</loc>
		<lastmod>2017-02-03T02:00:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/nilai-investasi/</loc>
		<lastmod>2017-09-06T01:00:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/nomor-induk-kepabeanan/</loc>
		<lastmod>2017-02-03T02:00:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/non-bank-corporations/</loc>
		<lastmod>2017-03-24T02:00:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/notaries/</loc>
		<lastmod>2017-07-17T01:00:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/notaris/</loc>
		<lastmod>2017-07-19T01:00:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/notary/</loc>
		<lastmod>2017-07-19T01:00:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/npl-non-performing-loan-fintech-goes-down/</loc>
		<lastmod>2018-07-17T02:41:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/npl-fintech-turun/</loc>
		<lastmod>2018-07-17T02:41:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/npwp/</loc>
		<lastmod>2017-07-21T01:00:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/obligasi-ritel/</loc>
		<lastmod>2018-09-19T06:48:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/obligation/</loc>
		<lastmod>2017-07-26T01:00:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/obligation-to-comply-with-minimum-wage/</loc>
		<lastmod>2017-02-10T02:00:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/obligations/</loc>
		<lastmod>2017-07-20T01:00:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/obligations-and-liabilities-for-merchants/</loc>
		<lastmod>2017-07-12T01:00:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/obligations-for-user-generated-content-platform-providers/</loc>
		<lastmod>2017-07-12T01:00:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/obtaining-work-permit/</loc>
		<lastmod>2015-11-23T03:00:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/offers-new-avenues-for-loans/</loc>
		<lastmod>2018-02-27T03:29:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/oil-gas/</loc>
		<lastmod>2015-12-28T03:00:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/oil-and-gas/</loc>
		<lastmod>2015-01-05T03:00:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/ojk/</loc>
		<lastmod>2018-09-26T03:34:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/ojk-fintech/</loc>
		<lastmod>2017-02-02T02:00:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/ojk-regulation-fintech/</loc>
		<lastmod>2017-06-04T02:00:04+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/omo/</loc>
		<lastmod>2018-09-25T02:50:27+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/on-the-mission/</loc>
		<lastmod>2018-09-20T03:41:05+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/online-business/</loc>
		<lastmod>2017-07-12T01:00:58+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/online-financial-services-indonesia/</loc>
		<lastmod>2017-02-02T02:00:46+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/online-lending/</loc>
		<lastmod>2017-06-04T02:00:04+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/online-library/</loc>
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		<loc>https://smartcolaw.com/tag/online-loans-indonesia/</loc>
		<lastmod>2017-06-04T02:00:04+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/online-platforms/</loc>
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		<loc>https://smartcolaw.com/tag/online-regulation-in-indonesia/</loc>
		<lastmod>2016-04-11T03:00:54+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/online-retail-indonesia/</loc>
		<lastmod>2016-12-07T03:00:55+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/onny-wijanarko/</loc>
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		<loc>https://smartcolaw.com/tag/open-market-operation/</loc>
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		<loc>https://smartcolaw.com/tag/operasi-pasar-terbuka/</loc>
		<lastmod>2018-09-25T02:50:27+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/opt/</loc>
		<lastmod>2018-09-25T02:50:27+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/organizing-work-safety/</loc>
		<lastmod>2017-08-04T01:00:47+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/oss/</loc>
		<lastmod>2019-01-10T08:53:48+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/otherwise-known-as-lkpm/</loc>
		<lastmod>2016-11-30T00:30:43+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/otoritas-jasa-keuangan/</loc>
		<lastmod>2018-09-26T03:34:33+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/ott/</loc>
		<lastmod>2016-04-11T03:00:54+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/outsource/</loc>
		<lastmod>2017-10-31T03:26:21+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/outsourcing/</loc>
		<lastmod>2017-10-31T03:26:21+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/over-the-top-services/</loc>
		<lastmod>2016-04-11T03:00:54+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/overleverage-risk/</loc>
		<lastmod>2017-03-24T02:00:40+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/ownership-shares/</loc>
		<lastmod>2017-03-28T02:00:46+00:00</lastmod>
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	<url>
		<loc>https://smartcolaw.com/tag/p2p/</loc>
		<lastmod>2018-09-26T03:34:33+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/p2p-landing/</loc>
		<lastmod>2018-02-27T03:29:45+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/p2p-lending/</loc>
		<lastmod>2018-09-21T02:26:20+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/paid-up-capital/</loc>
		<lastmod>2017-03-22T02:00:53+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/palembang/</loc>
		<lastmod>2018-05-16T03:06:22+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/palm-oil/</loc>
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		<loc>https://smartcolaw.com/tag/parent-company/</loc>
		<lastmod>2017-07-14T01:00:15+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/partnership/</loc>
		<lastmod>2016-12-07T03:00:55+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/pasangan-suami-istri/</loc>
		<lastmod>2017-08-15T01:00:42+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/pasar/</loc>
		<lastmod>2018-09-14T09:39:38+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/patents/</loc>
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		<loc>https://smartcolaw.com/tag/payment/</loc>
		<lastmod>2018-09-19T06:48:17+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/payment-gateway/</loc>
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		<loc>https://smartcolaw.com/tag/payment-service/</loc>
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		<loc>https://smartcolaw.com/tag/payment-speed-and-collection/</loc>
		<lastmod>2018-02-27T03:29:45+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/payment-system/</loc>
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		<loc>https://smartcolaw.com/tag/peer-to-peer/</loc>
		<lastmod>2018-09-21T02:30:12+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/peer-to-peer-lending/</loc>
		<lastmod>2018-09-24T04:11:46+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/pegawai/</loc>
		<lastmod>2017-08-24T01:00:48+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/pemborongan-pekerjaan/</loc>
		<lastmod>2017-10-31T03:26:21+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/pemegang-saham/</loc>
		<lastmod>2018-02-09T07:31:57+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/pemeriksaan-kesehatan-pegawai-secara-berkala/</loc>
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		<loc>https://smartcolaw.com/tag/pemerintah/</loc>
		<lastmod>2018-10-11T06:29:21+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/penanaman-modal-asing/</loc>
		<lastmod>2017-10-23T11:06:26+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/penanaman-modal-dalam-negeri/</loc>
		<lastmod>2015-03-09T03:00:40+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/penangguhan-kewajiban-upah-minimum/</loc>
		<lastmod>2017-03-07T02:00:34+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/pendaftaran/</loc>
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		<loc>https://smartcolaw.com/tag/pendaftaran-bpjstk/</loc>
		<lastmod>2017-08-11T01:00:28+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/pendirian-pt/</loc>
		<lastmod>2017-07-21T01:00:45+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/pendirian-pt-pma/</loc>
		<lastmod>2016-11-21T05:00:00+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/pengalihan-saham/</loc>
		<lastmod>2017-03-28T02:00:46+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/pengusaha/</loc>
		<lastmod>2018-09-26T03:34:33+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/peningkatan-investasi-emas-fintech/</loc>
		<lastmod>2018-07-17T03:00:38+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/penunjukan-karyawan-sebagai-direktur/</loc>
		<lastmod>2017-07-18T01:00:18+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/penyediaan-jasa-pekerjaburuh/</loc>
		<lastmod>2017-10-31T03:26:21+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/peraturan/</loc>
		<lastmod>2018-05-16T03:06:22+00:00</lastmod>
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	<url>
		<loc>https://smartcolaw.com/tag/peraturan-otoritas-jasa-keuangan/</loc>
		<lastmod>2018-09-20T08:51:45+00:00</lastmod>
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	<url>
		<loc>https://smartcolaw.com/tag/peraturan-perusahaan/</loc>
		<lastmod>2017-03-23T02:00:11+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/peraturan-presiden-nomor-44-tahun-2016/</loc>
		<lastmod>2016-07-14T07:03:36+00:00</lastmod>
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	<url>
		<loc>https://smartcolaw.com/tag/peringkat-utang-minimum/</loc>
		<lastmod>2017-03-24T02:00:40+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/periodic-health-inspection-of-employees/</loc>
		<lastmod>2017-08-04T01:00:47+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/periodic-medical-exaination-for-its-employee/</loc>
		<lastmod>2017-08-04T01:00:47+00:00</lastmod>
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		<loc>https://smartcolaw.com/tag/perizinan-impor-kosmetik/</loc>
		<lastmod>2017-07-11T01:00:35+00:00</lastmod>
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	<url>
		<loc>https://smartcolaw.com/tag/perjanjian/</loc>
		<lastmod>2017-08-03T01:00:58+00:00</lastmod>
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	<url>
		<loc>https://smartcolaw.com/tag/perka-bkpm/</loc>
		<lastmod>2017-06-05T02:00:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/permanent-business-license/</loc>
		<lastmod>2018-01-31T03:51:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/permanent-establishment/</loc>
		<lastmod>2015-01-05T03:00:32+00:00</lastmod>
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	<url>
		<loc>https://smartcolaw.com/tag/permit/</loc>
		<lastmod>2016-09-21T07:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/perpanjangan-izin-prinsip/</loc>
		<lastmod>2016-07-18T10:00:38+00:00</lastmod>
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	<url>
		<loc>https://smartcolaw.com/tag/perseroan-terbatas/</loc>
		<lastmod>2017-03-22T02:00:53+00:00</lastmod>
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	<url>
		<loc>https://smartcolaw.com/tag/perseroan-terbatas-penanaman-modal-asing/</loc>
		<lastmod>2016-04-04T03:00:52+00:00</lastmod>
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	<url>
		<loc>https://smartcolaw.com/tag/persyaratan-izin-prinsip/</loc>
		<lastmod>2016-11-21T05:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/persyaratan-untuk-calon-ritel-mitra-distribusi-dari-sun/</loc>
		<lastmod>2018-05-17T01:29:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/perusahaa-pekerja/</loc>
		<lastmod>2017-10-31T03:26:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/perusahaam-pekerja/</loc>
		<lastmod>2017-09-11T01:00:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/perusahaan/</loc>
		<lastmod>2018-09-26T04:03:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/perusahaan-di-indonesia/</loc>
		<lastmod>2017-09-08T01:00:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/perusahaan-konsultan-it/</loc>
		<lastmod>2016-09-26T00:00:13+00:00</lastmod>
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	<url>
		<loc>https://smartcolaw.com/tag/perusahan/</loc>
		<lastmod>2018-07-17T02:41:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/perushaan/</loc>
		<lastmod>2018-09-20T08:51:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/pidana-korporasi/</loc>
		<lastmod>2017-03-27T02:00:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/pinjaman-anak-perusahaan/</loc>
		<lastmod>2017-03-15T02:00:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/pkb/</loc>
		<lastmod>2017-03-14T02:00:59+00:00</lastmod>
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	<url>
		<loc>https://smartcolaw.com/tag/pkwt/</loc>
		<lastmod>2017-03-14T02:00:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/pkwtt/</loc>
		<lastmod>2017-03-14T02:00:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/plant-variety-protection/</loc>
		<lastmod>2017-09-07T01:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/plantation-company-in-indonesia/</loc>
		<lastmod>2016-02-29T03:00:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/plantation-technical-recommendation/</loc>
		<lastmod>2016-02-29T03:00:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/pma/</loc>
		<lastmod>2018-05-18T07:24:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/pma-and-pmdn-companies-in-indonesia-has-the-obligation-to-submit-investment-activity-progress-report/</loc>
		<lastmod>2016-11-30T00:30:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/pma-company/</loc>
		<lastmod>2018-01-31T03:51:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/pma-company-board-of-directors/</loc>
		<lastmod>2017-06-07T02:00:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/pma-company-director/</loc>
		<lastmod>2017-02-08T02:00:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/pma-company-in-indonesia/</loc>
		<lastmod>2016-05-02T03:00:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/pma-company-indonesia/</loc>
		<lastmod>2016-09-26T00:00:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/pma-company-paid-up-capital/</loc>
		<lastmod>2017-02-07T02:00:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/pma-company-setup/</loc>
		<lastmod>2016-11-21T05:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/pma-company-setup-requirements/</loc>
		<lastmod>2016-11-21T05:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/pmi/</loc>
		<lastmod>2018-10-11T06:29:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/pojk/</loc>
		<lastmod>2018-09-20T08:51:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/postal-and-telecommunications-services/</loc>
		<lastmod>2017-08-24T01:00:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/potential-investors-business/</loc>
		<lastmod>2018-09-21T02:30:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/power-of-attorney/</loc>
		<lastmod>2017-06-12T02:00:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/prenuptial-agreement/</loc>
		<lastmod>2017-08-15T01:00:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/president-directors/</loc>
		<lastmod>2017-06-12T02:00:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/presidential-regulation-number-109-of-2013/</loc>
		<lastmod>2017-09-08T01:00:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/principle-license/</loc>
		<lastmod>2017-09-06T01:00:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/principle-license-deed-of-establishmentt/</loc>
		<lastmod>2017-07-21T01:00:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/principle-license-extension/</loc>
		<lastmod>2016-07-18T10:00:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/priority-shares/</loc>
		<lastmod>2018-02-09T07:31:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/privacy-policy-in-indonesia/</loc>
		<lastmod>2016-04-11T03:00:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/private-international-law/</loc>
		<lastmod>2017-08-03T01:00:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/procedure-for-registering/</loc>
		<lastmod>2017-09-08T01:00:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/procedures/</loc>
		<lastmod>2017-07-19T01:00:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/products/</loc>
		<lastmod>2016-09-21T07:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/proovision-of-workerlabor-service-in-waiting/</loc>
		<lastmod>2017-10-31T03:26:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://smartcolaw.com/tag/prosedur-pendaftaran/</loc>
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